Online travel insurance provides financial protection against unexpected events during international travel, including emergency medical treatment, hospitalization, medical evacuation, and other travel-related emergencies. IGI Insurance offers Travel Sure for Schengen states and worldwide destinations, with coverage of up to US$100,000 for medical expenses abroad under the enhanced policy.

What is Online Travel Insurance?

Online travel insurance allows travelers to arrange insurance coverage for their journey without visiting an insurance office. It can provide protection against eligible medical emergencies and other covered travel risks according to the policy terms.

For travelers from Pakistan, travel insurance can be particularly important when visiting countries that require proof of medical insurance for visa applications.

Why Travel Insurance is Important

International travel can involve unexpected expenses. Travel insurance can help provide financial protection for situations such as:

• Emergency medical treatment
• Hospitalization abroad
• Medical evacuation
• Repatriation
• Lost luggage assistance
• Lost passport assistance
• Emergency travel services
• Consulate and embassy referrals
• Medical translation services

IGI Travel Sure

IGI Insurance's Travel Sure is designed for travel to Schengen states and worldwide destinations. The enhanced policy provides medical coverage of up to US$100,000 for hospitalization and outpatient treatment abroad.

IGI also works with International SOS to provide international healthcare and emergency assistance services to travelers.

Key Features of IGI Travel Insurance

Depending on the selected plan, Travel Sure can provide:

• Medical expenses coverage
• Personal accident protection
• Emergency medical evacuation
• Medical repatriation
• Hospital admission assistance
• Medical service provider referrals
• Lost luggage and passport assistance
• Emergency document delivery
• Accommodation arrangements
• Interpreter referrals
• Consulate and embassy referrals

Travel Insurance for Schengen Visa

Travel insurance is an important requirement for many Schengen visa applications. IGI states that selected Travel Sure plans are approved by Schengen states.

The appropriate plan should be selected according to the destination, travel dates, required coverage, and visa requirements.

Who Can Apply for Travel Insurance?

Travel insurance can be useful for:

• Tourists
• Business travelers
• Families
• Students traveling abroad
• Frequent international travelers
• People applying for Schengen visas

IGI's regular plans cover travelers up to age 65, while a Senior Citizens Plan is available for eligible travelers aged over 65 up to 85.

Why Choose IGI Insurance?

IGI Insurance provides travel insurance alongside several other general insurance products in Pakistan. Its Travel Sure policy offers worldwide travel coverage options and international emergency assistance.

Travelers can also access IGI's online travel cover facility through its website.

How to Choose the Right Travel Insurance

Before selecting a policy, consider:

• Destination and countries being visited
• Length of the trip
• Required medical coverage
• Schengen visa requirements
• Traveler's age
• Individual or family coverage
• Policy exclusions and conditions
• Emergency assistance services

Always review the policy terms and exclusions before purchasing coverage.

Final Thoughts

Online travel insurance provides valuable financial protection when traveling internationally. From emergency medical expenses to evacuation and travel assistance, the right policy can make unexpected situations easier to manage. IGI Insurance's Travel Sure offers coverage for Schengen and worldwide destinations, with different options based on travelers' needs and eligibility.

FAQs – Online Travel Insurance Pakistan and IGI Insurance

1. What is online travel insurance in Pakistan?
It is travel insurance that can be arranged online to provide coverage for eligible risks and emergencies during an international trip.

2. Does IGI Travel Sure cover Schengen countries?
Yes, selected IGI Travel Sure plans are approved for travel to Schengen states.

3. What is the maximum medical coverage offered by IGI Travel Sure?
The enhanced policy offers medical coverage of up to US$100,000 for hospitalization and outpatient treatment abroad.

4. Does IGI offer travel insurance for senior citizens?
Yes, IGI states that its Senior Citizens Plan applies to eligible travelers from 65+ up to 85 years.

5. Can I get IGI travel insurance online?
IGI provides an online travel cover facility through its website.