Digital Services & Technology: Encompassing IT Services, SaaS, FinTech, E-commerce, DeepTech (AI/ML, IoT), and Digital Payments, this sector thrives on India's massive digital adoption. India Stack (Aadhaar, UPI, OCEN) provides unparalleled digital public infrastructure, fostering innovation. UPI has revolutionized payments, processing over 11B transactions monthly. FinTech is booming (projected $1.3T TAM by 2025), driven by lending tech, insurtech, and wealthtech. SaaS companies are achieving global scale from India. E-commerce continues rapid growth, penetrating tier 2/3 cities. Key players range from giants (TCS, Infosys, HCLTech, Reliance Jio, Paytm, Flipkart, Zomato) to innovative startups (Zoho, Freshworks, Razorpay, Ola Electric). Talent is abundant in software development, but AI/ML specialists are highly sought after. Regulatory evolution (e.g., Digital Personal Data Protection Act 2023) is shaping the landscape. R&D investment is concentrated in AI, cloud, and cybersecurity. #talent #growth #Cybersecurity #Digital #TCS #Infosys #Fintech #Reliance